Wittmer & Linehan Secures Large Settlement for Injured Biker, Despite Insurance Company Tactics
Bill Detra was a well-respected school teacher at Sarasota Christian. Each school day morning he rode his bike from home to school. Bill had a passion for exercise and always took advantage of an opportunity to ride his bike. He was a very accomplished athlete, having competed in an ironman triathlon as well as many other smaller triathlons, bike races, and swimming events.
One early September morning, Bill left his house at 6:30 to ride to school. On the way in, he was hit by a car from behind while riding in the bike lane on Bahia Vista. Bill’s clavicle was fractured and his ribs were injured in this accident. These injuries prevented Bill from working for months. In addition to being unable to work, Bill became distressed over the fact that he could not exercise and perform at the level he had become accustomed to in the past.
The insurance company representing the driver who hit Bill began its predictable defense of the claim. Their approach included arguments that Bill darted out in front of the car, Bill failed to wear the proper safety gear, Bill was not in the bike lane, Bill failed to ride in the grass, and the lights on the road were not working properly so the accident was really caused by Sarasota County. Fortunately, we were prepared for this barrage of typical blame-shifting defenses. We had visited with Bill just after the accident and thoroughly inspected all the safety gear Bill had on (reflective tape on his pants, shirt, and helmet) and forward and rear facing flashing reflective lights. In addition, we performed an inspection of the lighting conditions on the road. Knowledge of insurance company tactics and conducting an early assessment of anticipated defenses is crucial.
Having prepared for the onslaught of blame-shifting defenses, we were able to kill any such arguments and the insurance company quickly tendered all liability and uninsured policy limits. This early resolution was essential to providing the Detra family with a speedy recovery of the income lost due to Bill’s injuries.
If you, a family member, or a friend is injured in an accident, please make sure you retain a firm that understands how insurance companies work to defend claims. Early preparation and evidence preservation are vital to protecting your claim. Please consider Wittmer & Linehan PLLC as a wise choice to handle any type of insurance claim.